Everything You Needed To Know About Container Home Insurance

If you plan to buy a container home, you need to ensure it’s protected. Floods, fires, and other disasters can badly affect the container structure, and you need to be fully prepared for any adversities. That’s why you need to know everything about container home insurance to get the best insurance protection for the structure. Insurance is specialized, and customizing the policy is essential to ensure you get the most coverage. At TinyHouseMe, you will get useful information about tiny home insurance and financing and connect to established and trusted container home builders like Custom Container Living, Alternative Living Spaces, and Kubed Living. 

 

Types of container house insurance

There are many kinds of container house insurance. While many prefer the basic coverages, there might be better options. You must ensure your structure is covered for every eventuality, and good insurance will make it possible.

Homeowners Insurance

Standard homeowner’s insurance is the most important kind of container home insurance. You get a homeowners policy for container homes similar to a traditional house. However, you must take care of the expenses and keep track of your expenditure while building the container home. In addition, you will likely need to get the property and home appraised by an expert appraiser.

The homeowner’s insurance will cover the structure in the event of any adversity when there is no fault of your own. For example, if floods, wildfires, and natural calamities might befall the structure, then having this insurance will help to rebuild or make repairs when the container home has been destroyed or damaged. This insurance policy will also provide money for alternative living when you have to wait to move back.

Specialty Insurance

Sometimes, you will need to get specialty insurance for the container home. Some specialty insurance policies cover unique container homes but are expensive. Nevertheless, this expensive specialty insurance is worth the money if you want the ultimate container home insurance, especially when there is a possibility of your home getting damaged.

Finding a good container home insurance agency depends on your chosen specialty policies. Getting references from other container homeowners, builders, and experts might help determine what specialty policies you should have in place. This knowledge will help you ascertain what’s best for your container home.

Liability Insurance

Liability insurance isn’t necessary, but it’s a crucial element. This insurance protects you from liabilities if someone is injured on your property. Although this seems unlikely, it’s something that you need. If someone is hurt on your property or injured, the liability insurance comes to use to pay off the medical bills and additional expenses.

However, liability insurance for container homes is a personal choice, but if you regularly have visitors, then it’s a good idea to have your house insured with this policy. Even if you don’t entertain guests in your container home, it’s better to be safe than sorry, and having liability insurance might be worth the extra money.

Things to consider while looking for container home insurance:

Location – Depending on the area, you must cover the structure from potential disasters and rigorous weather patterns. For example, if the place is susceptible to wildfires, the policy should cover this aspect, even if you must pay extra.

Value of contents – The container home insurance should also cover the stuff inside the house, like electronics, furniture, and other valuables. Remember the inventory, as this will determine the amount you must pay for the customized insurance plan that works best for you.

Limitations and exclusions – All insurance agencies have certain limitations and exclusions. Based on how much you are willing to pay monthly, you should decide whether you can deal with certain things that might not be covered. A comprehensive insurance policy will keep you covered by almost everything. Still, certain clauses will be there that are excluded in the policy for which it’s essential to keep a vigil.

Additional coverages – Personal injury coverage, earthquake coverage, and other specialized policies should be purchased. If you know your lifestyle needs, you should choose these policies wisely. Take expert opinion before choosing these policies, and TinyHouseMe can offer helpful resources. Sign up now for professional assistance and meet with trusted container home builders like Custom Container Living, Kubed Living and Alternative Living Spaces.

Cost of container home insurance

Here are the main factors that determine the insurance premium you can ask for:

  • Age, size, and condition of the container home
  • Location of the house with regard to perils (both natural and man-made criminal activities)
  • Your planned usage of the home
  • Additional factors like having a swimming pool, pets, security systems, and so on
  • Your claim history
  • Your credit score and financial health
  • Your desired coverage limits and other deductibles

Final Thoughts

Builders like Custom Container Living,Kubed Living, and Alternative Living Spaces can help if you plan to buy a container home. Connect with any trusted builders via us for a quick response and priority service. Join our platform to book an appointment at the earliest, and additionally, our experts will discuss the financing and premium insurance plans in detail.

Tiny House Nation: Why Did the Show Get Canceled?

TV series in the US get canceled early only if the show is not doing well. It’s often due to budgetary reasons or because of bad ratings. TV shows get canceled for different reasons, and the cancellation comes in different ways. Many curious tiny home lovers have unanswered questions about what happened to the popular reality show ‘Tiny House Nation.’ In March 2020, while we were eagerly waiting for the sixth season of Tiny House Nation, the production went on hold, and cancellation rumors escalated. In this article, we try to understand what happened and why there was a cancellation. However, if you are interested in getting a tiny home, then TinyHouseMe can connect you with established tiny home builders like Custom Container Living, American Tiny House, and BOSS Tiny House.

 

A brief about the Tiny House Nation 

In all the five seasons of the reality TV show, we followed host John Weisbarth and renovation expert Zack Giffin who traveled around the US to find people looking to build their tiny homes. This was a fresh take as people who appeared on TV shared the vision of living simply and affordably. The show had a different genre of people looking to downsize, from young singles to families. In every episode, Zack and John met with a homeowner and showed them 3 different home designs for a tiny house. The homeowner decided on the best design, and then they started off with the project. Although every home was less than 500 sq feet, the designs were all innovative, with clever storage ideas to maximize the usage of the small space.

Is the show canceled?

Tiny House Nation was a huge hit, but there are rumors of the show being canceled. However, there are no official announcements from the FYI network or the team on whether the show was put on hold or canceled. As per an article fromscreenrat.com, since 2020, FYI has not yet put out any statements on the show. While the whole world was anxiously waiting for the show’s sixth season, there were rumors that the show got canceled for a year. 

However, there is still hope for the show’s fans as the network listed ‘Tiny House Nation’ in its long list of shows currently airing, and they haven’t yet made an official statement that says otherwise. Since 2014, Tiny House Nation has been going strong, with over 50 episodes and 5 seasons. 

What were the problems?

Tiny House Nation had its debut in 2014 on the FYI network. The show followed homeowners looking to downsize into tiny spaces no larger than 500 square feet. However, some people have claimed the show was a fairytale far from reality. This happened because, in season two, two episodes caused a lot of controversies. 

In one episode, the tiny house that belonged to a couple gets stolen. The house was parked on land while the crew worked on the tiny home. After the crew left for the day and returned the next morning, the house was gone. According to the couple on the show, the house was stolen by a couple of teens hiding inside while they were filming. However, the police found the trailer with some damage done. 

Another episode was aired where there were accusations that the TV show lied about helping a family build their home as a fundraiser for their daughter, who was battling cancer. Although there is no evidence that the story is false, a few people questioned the credibility after reading an article where Tiny House Nation was sued for fraud and breach of contract as they misrepresented themselves as a charity organization. 

Accusations

Episode 12 of the TV show featured a tiny home for Robert and Dana, who were expecting their firstborn and wanted to save money on rent to afford a home with their newborn baby once Dana quits her profession. The episode began with the couple packing their belongings and moving into an apartment, preparing for the move-in date. The couple was shown loading up boxes and furniture but never arrived at the tiny house. Instead, they filmed loading up extra stuff in U-Haul and driving off in an RV with the newborn baby, not exactly what one can expect from a couple who had moved inside a luxury tiny home with many possessions that are already inside. 

FAQs

What is the TV show Tiny House Nation?

The show is FYI reality TV series on home renovation and is hosted by Zack Giffin and John Weisbarth. The series follows Americans interested in building their tiny homes. The 5th season takes them across the US to meet new families, hoping to build their tiny homes small on space but big on aesthetics and design.

Will Tiny House Nation be back?

Since there was no cancellation notice from FYI, nor did the network announce publicly to end the production, the show can return. However, the show has not released any new episodes since 2018, which can mean that a comeback is less likely.

Why was the TV show canceled?

There were no public statements on why the network stopped airing the episodes of Tiny House Nation. However, the last episode aired in 2020, which might mean they wanted to attempt a different type of show to replace Tiny House Nation.

Conclusion 

Tiny House Nation covered innumerable homes to show how a tiny space can make a perfect home. You can still watch the show on Netflix and decide whether it’s worth investing in a tiny home. TinyHouseMe connects you with not one but multiple tiny home builders under one platform. Connect faster with established builders like Custom Container Living, Homestead Log Homes, Forever Tiny Homes, Kubed Living, LUV Homes, and more – via TinyHouseMe. We book an appointment with the builders instantly and help you get financing and planning for the project.

 

Custom Container Living – Get to Know the Cost of the Container Homes

A custom container home is affordable, fast to build, versatile, and a smart monetary investment. Container homes are intended to withstand harsh weather conditions. Most container homes are eco-friendly products with a high R insulation value, and less electricity and resources are used to power the space. However, people are inquisitive about the fiscal factors related to custom container living. It’s true that container homes are more affordable than traditional spaces, but many other variables influence the cost. The size, location, interior design, finishing, and layouts are some of the features responsible for deciding the cost factor of the homes. A container home isn’t dirt-cheap but costs lesser than a similarly equipped traditional space. 

 

Housing expense and cost-cutting 

A Silicon Valley millionaire, a middle-class manager, or a fixed-income retiree, all have a housing budget. It’s a thumb rule that one shouldn’t spend more than 30% of their income on housing, but unfortunately, many families exceed their budget due to housing-related expenses like maintenance and other utilities. Focusing on cutting down on larger expenses like housing can change the financial picture and help you make good savings. You can choose to have a container home if you have the right mindset, like:

  • Choose ‘cradle to grave’ ownership and have foresight about ‘long tail’ costs like disposal, maintenance, and replacement 
  • Understand that paying more doesn’t mean you are getting better value 
  • You are open to minimalism and can give up on things that don’t serve you anymore
  • Know the differences between wants and needs 

All customer living containers are not created the same. Some are expensive, while others are reasonably priced. If you are seeking cost-cutting, then read on.

Design your lifestyle with specific cost-cutting 

Investing in container homes is affordable due to a few areas of savings depending solely on the design. Here are some design ideas to make maximum savings while living comfortably inside a container. 

  • Foundation – Design containers with a strong metal frame as they need support only at the four corners, meaning you cover maximum floor space with less foundation work than a traditional home. 
  • Exterior Walls – Cover the container’s exterior walls with corrugated metal skin as they are durable and can endure weather elements. The metal covering is ideal as you don’t need to have any additional exterior walls unless you want them for insulative or aesthetic purposes. 
  • Flooring – Invest in an affordable epoxy coating to seal the container’s existing plywood floor. 
  • Roof – Containers with a flat metal roof are ideal for protecting against elements and climatic fluctuations. 

How much does a container home cost? 

The average cost of a container is around $10,000 to $35,000, and the larger houses can go up to $175,000. The cost of the container units increases depending on the desired materials used and other amenities. The prices will go up if you want more features inside the container. However, if you want the best prices, faster response, and priority services, then TinyHouseMe can connect you with the most trusted builders in the USA. 

Install the insulation 

The container firmly placed over a foundation requires insulation to make the structure liveable. Proper insulation can control the container’s climate and offer adequate energy efficiency. Without insulation, the container will be like an ice box during winter and a sauna during the summer months. Not to forget, an energy-efficient container also reduces utility bills and saves living costs to a great extent. 

Add amenities for comfortable living 

Most container homes have the following:

  • HVAC systems
  • Roofing and rooftop features
  • Interior doors and walls
  • Shelving and closets
  • Flooring
  • Windows
  • Electricity
  • Plumbing (including sinks, showers, and bathtubs)

These amenities will make your containers feel more like home. However, remember the home design goals should align with your housing budget, and expenses shouldn’t go overboard. 

Government Policy 

Many states and communities are open to container homes and issuing permits. However, pushback comes from zoning laws, and you must research local regulations before building the container homes. Additionally, remember that even if the container home is legalized in your state, the municipality will have to give the final nod of approval. 

 

We help you with your dream container home

TinyHouseMe can aid your home-buying process. We help you make the right decisions and connect you with the best builders in the industry. The experts help you avoid buying the wrong house at the wrong location and ensure you get the perfect home that makes you happy.